Our flagship investment management service is a holistic
discretionary service suited to investors who wish to ensure
their portfolio is managed by professionals in a responsive
manner. We work with each client to first understand their
individual hopes, aims and aspirations before building a
wealth strategy that positions their portfolio to achieve
these goals.
Our discretionary process involves mutually agreeing the
parameters within which to manage the portfolio. Clients can
choose to install set parameters for how they would like
their portfolio to be managed which can be either risk based
or ethics based. Alternatively a defined performance goal
can be outlined (e.g. 6%-9% per annum or £x income per
month). We then run the portfolio to either optimise the
returns within your parameters or to minimise the risk
whilst achieving these defined targets. Our experienced
portfolio managers use their expertise and market knowledge
to make investment decisions on the clients behalf, and
respond quickly to market changes when the demand arises.
We report on our performance on a monthly, quarterly or
annual basis depending on your preference.
Advisory Portfolio Management
Our advisory portfolio management service is for clients who
wish to benefit from professional advice whilst retaining
the control of their investments. We act as a source of
investment knowledge to help inform clients as to what is
happening in the markets, offer thoughts and rationale on
opportunities the clients develop themselves whilst also
proactively presenting investment opportunities of our own
for the clients consideration.
The area of structured products is one of the fastest
growing parts of the wealth management industry as investors
look towards bridging the gap between the security but poor
returns of cash against the high volatility and uncertain
returns of direct exposure to the markets. Our experts hold
considerable expertise in this complex area and regularly
speak at National Conferences on the subject.
Clients can take advantage of our industry leading analysis
and gain access to listed and secondary market structured
products through allocating capital to a segregated
structured products portfolio. As with our traditional
investment portfolios, we mutually agree defined risk
parameters or set defined annual growth targets with the
client and then manage the portfolio on a discretionary or
advisory basis.
Low to Medium Risk Alternatives to Cash
In an economic environment where we are living through
all-time low cash interest rates, we can show clients a
range of viable low-risk alternatives to watching inflation
erode the real value of their capital.
We are pleased to be able to facilitate access to Structured
Deposits drawn from across all market providers. Structured
Deposits are investments which ensure the original capital
remains on deposit and covered 100% by the Financial
Services Compensation Scheme whilst using options to
generate a return by putting any annual interest/growth at
risk. They are usually defensive in their approach and are
most commonly designed to produce a return of between 4% and
8% per annum. This makes them an attractive complement to
cash for clients wishing to potentially generate more from a
certain portion of the overall portfolio without assuming
too much risk.
We are also proficient in constructing and maintaining a
diverse portfolio of listed retail bonds for clients who
wish to maintain an ability for daily liquidity (if desired)
whilst ensuring their capital is earning a competitive
return without any equity-based risk. These bonds are listed
on the London Stock Exchange and offer an excellent amount
of transparency whilst remaining highly cost efficient.
Investment Consultancy
We recognise that at times clients may have cherished
holdings or holdings that become unexpectedly 'locked' in
due to factors such as high penalty charges for switching or
excessive tax liabilities across the portfolio. Where this
is the case, our advisers can offer an investment
consultancy to act as a financial sounding board and provide
advice on such holdings without managing them on an on-going
basis or moving them to trigger an undesirable liability
through doing so.
Access to Private Funding Circles
As part of supplementing our passive approach for our
clients core portfolios, we offer more active holdings that
are positioned to generate higher returns. One example of
the benefits of this active approach is the concept of our
private funding circles.
Our breadth of client contact affords us an excellent
network of skilled entrepreneurs with good underlying
businesses and strategies that are capable of generating
impressive returns if supported financially. Such funding is
increasingly hard to come by as the banks have greatly
reduced their support to small and medium sized businesses
over the credit crunch leaving talented entrepreneurs
frustrated and good opportunities to fall by the wayside. We
are proud to be able to support these individuals and
opportunities through forming private funding circles able
to fund attractive projects whilst diversifying the risk
across a number of private clients.
Projects are vetted by our investment committee to ensure
the necessary strategic and security criteria are fulfilled
and continually monitored to ensure compliance with the
agreed terms and delivery of defined performance
commitments. Returns can be debt or equity orientated or a
hybrid of the two and are structured in a tax efficient way
for the investors to maximise the potential returns.
